Version 1.1·Effective 25 August 2026·Last updated 21 September 2026
Refund Policy
This Refund Policy applies to fixed-term paid access purchased through The 2A Bank. Complimentary access issued via access code is separate and is not refundable.
Payments
Payments are handled by a third-party payment service. For UK purchases, BELMAR RADIOLOGY LIMITED is the merchant of record. For some international purchases, the payment service may act as merchant of record; the checkout identifies the applicable merchant before payment.
We do not receive your full card details. We retain only the transaction and access information needed to administer the purchase, refund and legal obligations.
Paid access
- Every access plan is a one-off payment for a fixed period. There is no automatic renewal.
- The duration, price, currency and expiry are shown before payment.
- UK customers must expressly request immediate digital supply at checkout and acknowledge that once access begins they lose the 14-day change-of-mind cancellation right.
- Access begins after verified payment. The payment service provides the applicable receipt or transaction confirmation.
- This does not remove remedies or rights that cannot legally be excluded.
- Complimentary access issued via access code has no cash value and is not refundable.
When we will refund
We will provide refunds where required by law, including as applicable:
- Duplicate payment.
- Paid access not being supplied.
- Material misdescription.
- A material platform fault that prevents reasonable use and is not corrected within a reasonable time.
- Other statutory remedies.
When we do not normally refund
- The candidate changes or postpones their examination.
- The candidate no longer requires the resource.
- The candidate does not use the access period.
- The candidate fails an examination.
- The candidate expected a different question style where the service was accurately described.
- Access expired unused.
- Complimentary access ended.
Discretionary refunds
Exceptional discretionary refunds may be granted without creating an obligation.
How refunds are made
- Approved refunds return to the original payment method.
- Access may end when a full refund is issued.
- International customers may have additional mandatory rights.
- Nothing in this policy affects statutory rights.
How to request a refund
To request a refund, please contact us directly with your account details and payment reference.
Email us: hello@the2abank.com. Please include your account email, payment reference and a short description of the reason.